Terms of Use

1) What the Site Is (And Isn't)

fredmarks.com is a personal/professional landing page that may include:

• About/background information
• Ways to contact me
• Links to external websites, projects, and communities

No sales: The Site does not sell products or services directly and does not include a checkout, user accounts, or paid subscriptions on fredmarks.com itself.

2) Privacy

Your use of the Site is subject to the Site's Privacy Notice. Please read it to understand how information is handled.

3) Third-Party Links

The Site may link to third-party websites (for example, organizations, communities, or businesses). I do not control and am not responsible for third-party sites':

• Content
• Availability or security
• Privacy practices
• Terms or policies

Visiting third-party links is at your own discretion and risk.

4) Intellectual Property

Unless otherwise noted, the Site's original content (text, branding, layout, and design elements) is owned by me or used with permission and is protected by applicable intellectual property laws.

You may:

• View the Site for personal, non-commercial use
• Share links to the Site

You may not:

• Reproduce or republish substantial portions of the Site for commercial purposes without permission
• Use the Site in a way that implies endorsement or partnership without written consent

5) Acceptable Use

You agree not to:

• Use the Site for unlawful purposes
• Attempt to gain unauthorized access to the Site or related systems
• Interfere with the Site's operation (including abuse, automated attacks, or malware)
• Scrape or crawl the Site in a way that degrades performance or violates applicable law

I may restrict or block access to protect the Site and its visitors.

6) Disclaimers

The Site is provided on an "as is" and "as available" basis. I do not guarantee that:

• The Site will be uninterrupted, secure, or error-free
• Content will always be complete, current, or free from inaccuracies

The Site may include opinions and general information and is not professional advice (legal, medical, financial, or otherwise).

7) Limitation of Liability

To the maximum extent permitted by law, I will not be liable for indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of (or inability to use) the Site, including reliance on content or interactions with third-party links.

8) Changes to the Site or Terms

I may modify the Site or these Terms at any time. The "Last Updated" date indicates the latest version. Continued use of the Site after changes means you accept the updated Terms.

9) Governing Law

These Terms are governed by the laws of the State of Florida, without regard to conflict-of-law principles.

10) Contact

For questions about these Terms, contact me via the contact option listed on fredmarks.com.